how-to-Build-an-inground-pool-on-a-budget

How to Build an Inground Pool on a Budget

Dreaming of an inground pool but worried about the price tag? What if I told you that you can build one WITHOUT maxing out your savings? Let’s break it down—step-by-step—and make that backyard paradise happen!

Installing an inground pool is the ultimate backyard upgrade, but let’s be real—professional installations can swallow $30,000 or more. The good news? With some DIY grit, smart planning, and cost-savvy choices, you can drastically lower that price. This guide will walk you through how to build an affordable inground pool without skimping on quality or style.

Related: Build a Cheap Above-Ground Swimming Pool

Choosing the Right Type of Budget-Friendly Pool

Not all inground pools need to break the bank. Here are a few wallet-friendly options that don’t sacrifice style or function.

Vinyl Liner Pool (The Go-To Budget Favorite)

Why it’s cheap: Vinyl liner pools use a wood or metal frame and a vinyl liner, saving thousands compared to concrete pools.

Downside: Vinyl liners need replacing every 7–10 years, but the upfront savings are worth it.

Stock Tank Pools (Rustic Charm, Minimal Spend)

What it is: A large metal stock tank, partially buried, doubles as a unique, cozy pool option.

Quick Setup: Ideal for DIYers—easy to install and super low maintenance, but better suited for smaller spaces.

Shipping Container Pools (Modern Meets Budget)

The twist: Transform a shipping container with a waterproof liner into a sleek, durable pool.

Why it works: Rugged, trendy, and surprisingly cost-effective for both inground and semi-inground designs.

DIY Concrete or Cinder Block Pool (For Builders at Heart)

Durability for less: Poured concrete or stacked cinder blocks cut costs compared to gunite pools while lasting a lifetime.

Labor-intensive but worth it if you’re handy (or bring in a few buddies to help).

Best Budget Bet: Vinyl liner pools win if you want a bigger, traditional feel. Stock tank pools are a great choice if you’re looking for simple, compact, and effortless charm.

Planning and Getting Permits

Before grabbing that shovel, there are a few important steps you simply can’t skip.

1. Check Local Laws and Permits

  • Verify building permits with your local authorities. A simple call could save you tons of hassle (and fines) later.
  • Follow setback and safety regulations to avoid legal headaches.

2. Pick the Ideal Spot

  • Choose flat terrain to minimize digging costs.
  • Avoid areas cluttered with tree roots (future you will thank you).
  • Aim for a sunny spot—hello, free solar heating!

Pro Tip: Set up the pool close to an existing water source to cut down on plumbing upgrades.

DIY Excavation 101

Excavation is one of the priciest parts of building a pool. But you’ve got options.

Rent Over Hire

  • Grab a mini excavator for a weekend (~$300–$500) instead of paying for a professional crew.
  • If the soil is soft, go old-school with a shovel and wheelbarrow. Just rope in friends and family for help (and maybe offer cold drinks as bribery).

Go Simple with Shapes

  • Stick with a rectangle—it’s easier and cheaper for digging, liners, and installation.
  • Shallow pools (3–5 feet) cost less to excavate and maintain than deeper options.

Money-Saver Alert: Keep the design straightforward. Intricate curves = Higher costs.

Suggested: Make a Solar Cell at Home Step by Step: A DIY Guide

Building the Pool Structure on a Budget

Once the pit is ready, it’s time to build the structure. Here are your top affordable methods.

Vinyl Liner Pool Frame

  • Build the frame using pressure-treated wood or metal panels.
  • Lay a sand or foam base to protect the liner and smooth the floor.
  • Secure your vinyl liner, making sure to smooth out wrinkles—it’ll look pro without the hefty bill.

Stock Tank Pool Installation

  • Dig a shallow hole just big enough for the stock tank.
  • Level it with sand or gravel and plop in the tank.
  • Add a basic pump and filter—you’re all set!

DIY Cinder Block Pool

  • Mortar stacked cinder blocks to build sturdy walls.
  • Coat the interior with waterproof cement or cheap pool plaster.
  • Don’t forget plumbing—basic pipes and drainage systems are a must.

Best Build for Tight Budgets: If you want simple, vinyl liner pools work best. Prefer a rustic vibe? Stock tank it!

Installing a Budget-Friendly Filtration System

Keeping the water clean can be pricey, but these hacks will help.

Affordable Pump Setups

  • Use an above-ground pool pump (~$100–$200).
  • For tiny pools, repurpose an aquarium or pond filter. It works like a charm!

Go Natural

  • Add aquatic plants (hey there, hyacinths) to absorb bacteria and maintain clean water.
  • DIY a sand filter with a large, sealed bucket filled with sand and gravel.

Cost-Cutting Tip: Go solar! Use a solar-powered pool pump for a double win—clean water AND lower electric bills.

Also Read: Troubleshoot a Cub Cadet Riding Mower

Budget-Friendly Pool Finishing Touches

A DIY pool doesn’t have to look…well, DIY.

DIY Pool Deck

  • Pallet wood or gravel keeps costs low while adding major personality.
  • Artificial turf is soft, modern, and budget-friendly.

Affordable Heating Hacks

  • Lay black trash bags or a solar cover on the water to naturally heat it.
  • Run your garden hose through a sunny patch before filling the pool—it’s an easy, free hack.

Low-Cost Lighting & Accessories

Bonus Creativity: Add cheap inflatable floaties or pool noodles for instant, Instagram-worthy fun!

Make Your DIY Pool Dream a Reality!

You don’t need to be rolling in cash to have your very own inground pool. With smart planning, budget-friendly choices, and a little sweat equity, you can create a beautiful and functional pool for way less than hiring pros.

Are you tackling a vinyl pool, or going trendy with a stock tank? Drop your plans below—I’d love to hear your ideas! 🏊‍♂️

Spread the love

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top