Dreaming of an inground pool but worried about the price tag? What if I told you that you can build one WITHOUT maxing out your savings? Let’s break it down—step-by-step—and make that backyard paradise happen!
Installing an inground pool is the ultimate backyard upgrade, but let’s be real—professional installations can swallow $30,000 or more. The good news? With some DIY grit, smart planning, and cost-savvy choices, you can drastically lower that price. This guide will walk you through how to build an affordable inground pool without skimping on quality or style.
Choosing the Right Type of Budget-Friendly Pool
Not all inground pools need to break the bank. Here are a few wallet-friendly options that don’t sacrifice style or function.
Vinyl Liner Pool (The Go-To Budget Favorite)
Why it’s cheap: Vinyl liner pools use a wood or metal frame and a vinyl liner, saving thousands compared to concrete pools.
Downside: Vinyl liners need replacing every 7–10 years, but the upfront savings are worth it.
Stock Tank Pools (Rustic Charm, Minimal Spend)
What it is: A large metal stock tank, partially buried, doubles as a unique, cozy pool option.
Quick Setup: Ideal for DIYers—easy to install and super low maintenance, but better suited for smaller spaces.
Shipping Container Pools (Modern Meets Budget)
The twist: Transform a shipping container with a waterproof liner into a sleek, durable pool.
Why it works: Rugged, trendy, and surprisingly cost-effective for both inground and semi-inground designs.
DIY Concrete or Cinder Block Pool (For Builders at Heart)
Durability for less: Poured concrete or stacked cinder blocks cut costs compared to gunite pools while lasting a lifetime.
Labor-intensive but worth it if you’re handy (or bring in a few buddies to help).
✅ Best Budget Bet: Vinyl liner pools win if you want a bigger, traditional feel. Stock tank pools are a great choice if you’re looking for simple, compact, and effortless charm.
Planning and Getting Permits
Before grabbing that shovel, there are a few important steps you simply can’t skip.
1. Check Local Laws and Permits
- Verify building permits with your local authorities. A simple call could save you tons of hassle (and fines) later.
- Follow setback and safety regulations to avoid legal headaches.
2. Pick the Ideal Spot
- Choose flat terrain to minimize digging costs.
- Avoid areas cluttered with tree roots (future you will thank you).
- Aim for a sunny spot—hello, free solar heating!
✅ Pro Tip: Set up the pool close to an existing water source to cut down on plumbing upgrades.
DIY Excavation 101
Excavation is one of the priciest parts of building a pool. But you’ve got options.
Rent Over Hire
- Grab a mini excavator for a weekend (~$300–$500) instead of paying for a professional crew.
- If the soil is soft, go old-school with a shovel and wheelbarrow. Just rope in friends and family for help (and maybe offer cold drinks as bribery).
Go Simple with Shapes
- Stick with a rectangle—it’s easier and cheaper for digging, liners, and installation.
- Shallow pools (3–5 feet) cost less to excavate and maintain than deeper options.
✅ Money-Saver Alert: Keep the design straightforward. Intricate curves = Higher costs.
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Building the Pool Structure on a Budget
Once the pit is ready, it’s time to build the structure. Here are your top affordable methods.
Vinyl Liner Pool Frame
- Build the frame using pressure-treated wood or metal panels.
- Lay a sand or foam base to protect the liner and smooth the floor.
- Secure your vinyl liner, making sure to smooth out wrinkles—it’ll look pro without the hefty bill.
Stock Tank Pool Installation
- Dig a shallow hole just big enough for the stock tank.
- Level it with sand or gravel and plop in the tank.
- Add a basic pump and filter—you’re all set!
DIY Cinder Block Pool
- Mortar stacked cinder blocks to build sturdy walls.
- Coat the interior with waterproof cement or cheap pool plaster.
- Don’t forget plumbing—basic pipes and drainage systems are a must.
✅ Best Build for Tight Budgets: If you want simple, vinyl liner pools work best. Prefer a rustic vibe? Stock tank it!
Installing a Budget-Friendly Filtration System
Keeping the water clean can be pricey, but these hacks will help.
Affordable Pump Setups
- Use an above-ground pool pump (~$100–$200).
- For tiny pools, repurpose an aquarium or pond filter. It works like a charm!
Go Natural
- Add aquatic plants (hey there, hyacinths) to absorb bacteria and maintain clean water.
- DIY a sand filter with a large, sealed bucket filled with sand and gravel.
✅ Cost-Cutting Tip: Go solar! Use a solar-powered pool pump for a double win—clean water AND lower electric bills.
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Budget-Friendly Pool Finishing Touches
A DIY pool doesn’t have to look…well, DIY.
DIY Pool Deck
- Pallet wood or gravel keeps costs low while adding major personality.
- Artificial turf is soft, modern, and budget-friendly.
Affordable Heating Hacks
- Lay black trash bags or a solar cover on the water to naturally heat it.
- Run your garden hose through a sunny patch before filling the pool—it’s an easy, free hack.
Low-Cost Lighting & Accessories
- Hang solar-powered string lights for glowing vibes at night.
- Try floating LED pool lights for a trendy look (awesome for late-night swims).
✅ Bonus Creativity: Add cheap inflatable floaties or pool noodles for instant, Instagram-worthy fun!
Make Your DIY Pool Dream a Reality!
You don’t need to be rolling in cash to have your very own inground pool. With smart planning, budget-friendly choices, and a little sweat equity, you can create a beautiful and functional pool for way less than hiring pros.
Are you tackling a vinyl pool, or going trendy with a stock tank? Drop your plans below—I’d love to hear your ideas! 🏊♂️